Why We're Different Business Owner focus We are singularly focused on helping investors have access to the Small and Medium Businesses(SMB) market and helping Business Owners get capital for growth by selling their equity. In the USA, loans / debt has been the only option for Business Owners for over 80 years. Servicing debt kills cash flow which limits growth. Business Owners will now have a choice between Debt or Equity for capital The SMB market is massive: Over 50% of the global GDP is produced by SMBs 6 out of 10 employees in the private sector work for an SMB No other company provides a cost effective equity solution for SMBs Private vs. Public Public markets have layers of rules and regulations in place to ensure that smallest investor is protected. Private markets are only able to work with investors that have a net worth of more than $1M. Thus they have a much lower regulatory foot print and cost. The Halagard Marketplace will be private Vertical Integration Think of existing capital markets as a bunch of building blocks. Each block is company providing a service and charging a fee for their services. If you take these blocks and stack them inside a single company, you remove redundant fees and can provide lower cost services. This is vertical integration and why Halagard can provide cost effective services for Business Owners. Philanthropic DNA Our unique business model allocates a fraction of revenue from every private offering on Halagard’s platform towards charitable causes.